What You Need to Know About the Growing Popularity of Home-Based Care

August 5, 2019
The need for home health care aids is expected to increase more than 1.3 million by 2020. By 2020, aging Baby Boomers will make up one-third of the U.S. population and one-quarter of workers will be 55 or older. Unfortunately, with age and wisdom, also come physical ailments. America now is... Find out more »

A Plan Sponsor’s Cyber Security Responsibilities

August 2, 2019
Cybersecurity insurance can help protect you and your workers’ health and retirement benefit plans. Group health and retirement benefit plan administrators keep personal information such as social security numbers, dates of birth and email addresses in electronic records. Employees could... Find out more »

Choosing a Vision Insurance Plan Your Employees Will Value

July 23, 2019
A good, quality vision plan is a valuable asset for your employees. The National Eye Institute reports that 66 percent of adults need vision correction. Health care providers say that routine eye exams are essential for preserving vision and safeguarding eye health. Vision insurance and vision... Find out more »

Who Needs Product Liability Insurance?

July 18, 2019
If you manufacture, sell or distribute any kind of product, you probably need some kind of protection from product liability claims.  What Does Product Liability Insurance Cover? Product liability insurance protects the manufacturer, distributor or seller of a product from legal... Find out more »

The Lure of Workplace Flexibility

July 16, 2019
The concept of a flexible workplace is based on the idea that it’s possible to work harder and smarter away from the office or during a shorter workweek. The question most employers have is, “Will it work?”   Supporters say the benefits of a flexible workplace... Find out more »

10 Tips for Your Hurricane Insurance Claim

July 12, 2019
Natural disasters—particularly hurricanes—can be extremely stressful to navigate, both throughout the storm itself and then following the event. After the wind has subsided and the rain has stopped, you’ll need begin the process of reporting your claim to your insurance agent... Find out more »

Meaningful Ways to Support an Aging Workforce

July 9, 2019
America’s workforce is aging rapidly — and it will have an impact on your business. Baby boomers were born between 1944 and 1964 and currently are between 55 to 75 years old. About 10,000 baby boomers are turning 65 every day — a trend that started in 2011 — according to... Find out more »

Sorting Out the Alphabet Soup of Low-Cost Health Benefit Plans

June 17, 2019
You want to save money on health care benefits and you’ve heard there are some great alternatives to traditional insurance. But which option is right for your company? CDHP or HDHP? And do you need an HSA, HRA or FSA account? Here’s a quick look at what each plan and account... Find out more »

Cyber Liability Insurance Policies

Due to the lack of actuarial data, it’s been difficult to price cyber liability insurance.  This is one reason Insurers depend so much on evaluating each insured according to its risk management procedures and risk culture. As a result, cyber risk coverages are more customized and,... Find out more »

Two Essential Property Endorsements You Need if You Plan to Rebuild after a Loss

June 14, 2019
Your insurance may cover your losses, but will it be enough to meet new building code requirements if you rebuild? A good insurance program will protect your business property from loss due to fire, theft, vandalism and more. But without certain important coverages, your property coverage could... Find out more »